Independent insurance guidance for individuals, families and expats in Switzerland.
Understand the Swiss insurance system with clear, independent information that helps you make informed decisions with confidence.
Understand you first. Recommend second.
We start every conversation with your family — your household, health history, permits, dependants and the life stage ahead. Only once we understand that picture do we look at KVG basic cover, supplementary insurance, household, liability, life and the 3rd pillar as parts of a single, coherent plan.
Our recommendations come from your circumstances, long-term goals and the risks that genuinely apply to your household — not from a product shortlist. The result is Swiss insurance advice, in plain English, that you can act on with confidence.
We take on a limited number of families each year so we can stay close to every household we advise — and remain the same familiar contact years after the first meeting.
The people you will actually speak to.
Swiss Family Insurance stands for personal, independent insurance advice in Switzerland. When you contact us, you speak directly with us from the very beginning. No call centres, no changing points of contact. Together, we combine regulated insurance expertise with clear explanations and long-term personal guidance.
Angelika has worked in the Swiss insurance industry since 2015, including roles with renowned firms, before taking operational and professional responsibility as Managing Director of myhealth gmbh. She advises you personally on pensions, insurance and pillar 3a, and oversees the quality of every recommendation.
She is registered as a FINMA insurance intermediary, recognised by the VBV association of insurance intermediaries, and holds IAF certification as a wealth advisor. She compares cover across a broad range of Swiss insurers and recommends only what genuinely fits your family.
Caspar founded Swiss Family Insurance after seeing how often international families were left to decode the Swiss system on their own — in a second language, under real time pressure. He is your first point of contact and guides you through the entire advisory process.
Behind him sits an experienced team covering back-office, claims and specialist partners. So the personal contact remains, while every question — from the first analysis to long-term support — reaches the right expertise.
Consultations are held in English, German or Polish. Most families we advise stay with us year after year — because the relationship, not the transaction, is the point.
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Behind Swiss Family Insurance sits an experienced network of back-office, specialists and partner firms. You still speak to us — but we bring in the right knowledge when things get complex.
Policy changes, reviews and ongoing correspondence are coordinated internally so nothing falls through the cracks.
When life changes, we review your existing cover and adjust it together with the insurer.
Analysis of pension gaps, comparison of pillar 3a solutions and coordination with your pension institutions.
We clarify together how premiums, contributions and benefits affect your tax situation.
Moving to Switzerland or leaving for abroad: we review how your insurance and pension situation fits your new location.
Annual reviews, adjustments for family or career changes, and a direct contact over the years.
Independent specialists from our network.
Personal tax support for individuals and families in Switzerland, including Swiss tax returns, income, property, wealth, pensions and relocation-related tax questions.
Our partners are independent external specialists. Their services are provided separately.
Built to make Swiss insurance understandable.
We started Swiss Family Insurance because we kept meeting the same families — bright, capable people who felt lost inside the Swiss insurance system. The rules change by canton, the paperwork arrives in German, French or Italian, and the difference between basic and supplementary cover is rarely explained in plain language.
We believe every family deserves to understand what they are paying for, and why. Our work is to translate complex Swiss insurance into clear, practical guidance — so you can compare options, ask the right questions and choose cover that genuinely fits your life.
Whether you are expecting a child, moving to Switzerland or reviewing your household cover, we help you cut through the noise and make confident decisions together — with the same advisors beside you over the years.
Every Knowledge Centre article is published by Swiss Family Insurance and is reviewed before publication using trusted Swiss insurance sources and current market information.
One insurer's interest is never the starting point.
As FINMA-registered independent insurance intermediaries, we compare solutions across the Swiss insurance market and arrange the cover that fits. What guides our recommendation is not a preferred provider, but a clear understanding of your family's circumstances, the risks that genuinely apply and the appropriate level of protection — health, household, liability, life and the 3rd pillar considered as one plan.
Solutions compared across a wide range of Swiss insurers, not narrowed to a single provider.
Grounded in your household, income, health situation and long-term plans.
The options considered and the trade-offs behind each recommendation, explained in plain English.
Regulated advice provided by FINMA-registered insurance intermediaries in cooperation with myhealth, supervised under Swiss law.
Led by management with recognised Swiss financial advisory qualifications, including the IAF education pathway.
A single point of contact for reviews, claims and life changes — well beyond the initial placement.
Initial consultations are without obligation. Decisions are made in your own time, once the picture is complete.
A single, coherent view of your family's cover.
Understand what applies to your situation, compare the options that genuinely fit, put the right cover in place — and refine it as circumstances change.
- Health insurance — KVG basic cover and supplementary (VVG), including newborns within the statutory deadlines.
- Household contents and personal liability, aligned with your Swiss home and family situation.
- Life insurance and income protection for parents, single earners and international households.
- 3rd pillar (pillar 3a) — long-term retirement planning and tax-efficient saving.
- Structured reviews when family, income, canton or residency status changes.
A long-term advisor, not a one-off transaction.
A new role, a child, a move between cantons — Swiss insurance quietly shifts around your family. We stay close to those changes, so your cover continues to reflect the life you actually lead. Many of the families who first spoke to us years ago are still with us today.
Every conversation, document and follow-up is handled in clear, precise English.
B and C permits and non-Swiss health history are familiar terrain.
Parents, children and newborns are considered as one household, not separate policies.
A single point of contact for reviews, claims and the decisions that follow life changes.
Trust built on real experience.
Rated 5.0 out of 5 from more than 50 Google reviews.
Every review comes from a real client we have supported and reflects the clarity, professionalism and long-term partnership that define our approach.
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A quiet, unhurried conversation with an advisor who takes the time to understand your situation.