Independent advice for families and expats in Switzerland.
Swiss health insurance, pensions and long-term financial planning can be difficult to navigate. We provide independent, objective guidance to help you understand your options and make confident decisions in Switzerland.
At a glance
- Independent guidance focused on your needs, not an insurer's products.
- Clear explanations that simplify complex Swiss insurance rules and decisions.
- Support across life's major insurance decisions in Switzerland, from moving and family protection to retirement planning.
Guidance you can rely on
Independent guidance for your insurance and pension decisions in Switzerland.
Since 2018
Trusted Swiss insurance guidance since 2018.
Independent Guidance
Objective, unbiased recommendations tailored to you.
FINMA-Registered
Advice by FINMA-registered Swiss insurance intermediaries.
English-Speaking Support
Clear guidance for expats and residents.
One view of the market, across every insurer that matters.
Most families start with health insurance — basic cover (KVG) and supplementary plans from all major Swiss providers. We then apply the same standard of comparison to pillar 3a and 3b, household and personal liability: which insurers would actually accept you, what each option costs over time, and where the policy wording quietly differs. One advisor, one overview, in English.
Which providers and products are genuinely open to you depends on your circumstances, your canton of residence and each insurer's current acceptance criteria. We do not name or promote individual brands on this website.
Why Families Choose Swiss Family Insurance
We help you understand the Swiss insurance system and explain your options clearly and independently before any decisions are made.
Every recommendation starts with your personal situation, priorities and goals. Only then do we discuss the most suitable solutions.
From choosing the right insurance to completing the application, we guide you through every step and remain available afterwards.
All insurance consultations are provided exclusively by FINMA-registered insurance intermediaries, ensuring qualified, independent and compliant advice at every stage.
The most important weeks of your life deserve clarity.
Swiss insurance for a newborn involves careful decisions and firm deadlines. We help expectant and new parents understand the essentials without overwhelm.
- Basic Health Insurance (KVG)Mandatory for every resident, including newborns.
- Supplementary InsuranceOptional cover with important age and health considerations.
- Deadlines before and after birthTiming matters — and often more than most parents realise.
- What to prepare in advanceA calm, ordered checklist for the months around birth.
Four topics that make a difference.
Register within three months of birth — cover applies retroactively.
Take out basic health insurance within three months of arrival.
Save tax while you plan ahead — pillar 3a and 3b compared.
Standard in Switzerland and expected by many landlords.
Your Consultation in Three Steps
Every consultation starts with your situation. We explain your options clearly, answer your questions objectively and support you only if you decide to move forward.
- 01Tell us about your situation
Whether you're reviewing your insurance, planning ahead or looking for independent guidance, we begin by understanding your needs and answering your questions.
- 02Understand your options
We explain the relevant insurance and pension solutions, compare what matters and help you make sense of your choices in clear English.
- 03Decide what comes next
Take your time. If you choose to move forward, we support you with the next steps. If not, you'll still leave with the knowledge to make an informed decision.
No obligation · No sales pressure · Available in English
The most important Swiss insurance topics at a glance
Baby Insurance
Find out what to organise before and after birth: the registration deadlines that apply once your baby arrives, why supplementary cover is usually decided while you are still pregnant, and how mandatory basic insurance works from day one. Start with insuring your baby before birth or the insurance timeline for new parents.
Explore Baby Insurance →Insurance for Expats
Understand your first months in Switzerland: registering for mandatory health insurance within the legal deadline, protecting your home and finances with household and personal liability cover, and avoiding the mistakes newcomers make. Read health insurance after moving and household insurance explained.
Explore Expat Insurance →3rd Pillar
See how the third pillar really works: the practical difference between the two options, how much you may pay in each year, the tax you save along the way, and how steady saving today changes your retirement income tomorrow. Start with Pillar 3a vs Pillar 3b or the maximum 3a contribution.
Explore the 3rd Pillar →Independent Advice
Learn what independent, FINMA-regulated advice looks like in practice: how a consultation is structured, why we compare providers instead of selling one product, and how to judge an offer yourself. Read which insurance is recommended in Switzerland and the most common insurance mistakes.
Learn about our advice →Read. Understand. Then decide.
Questions we hear most often.
Do I have to insure my newborn separately?
What is the difference between basic and supplementary insurance?
Do you sell insurance?
How long does a consultation take?
Do you charge for the first conversation?
Trust built on real experience.
Rated 5.0 out of 5 from more than 50 Google reviews.
These reviews reflect insurance advisory services provided in cooperation with myhealth by the licensed insurance intermediary responsible for Swiss Family Insurance enquiries.
“Highest advisory competence and convincing professionalism. First-class expertise, full consideration for the client — I truly feel safe. Very engaged, with an eye for the smallest details. Absolutely recommended.”
“Absolute professionalism. After two unsuccessful attempts elsewhere we finally found the right insurance for our needs. Extensive expertise, explained with great precision — and we still stay in touch after signing. I can warmly recommend her.”
“I warmly recommend her. Before arriving in Switzerland I had many concerns, but thanks to her help everything went smoothly. I can always rely on quick, comprehensive support — the perfect point of contact, absolutely professional in every respect.”
“A truly competent insurance advisor. Thanks to her we found the right insurance for our family. Friendly, trustworthy and helpful, with comprehensive knowledge and the ability to find the right cover for your individual situation. Warmly recommended.”
Ready to get clear guidance?
A quiet, unhurried conversation with an advisor who takes the time to understand your situation.