Clear answers about insurance and family life in Switzerland.
Practical, independent guidance for English-speaking families and expats — from health insurance and newborn cover to financial protection and the 3rd pillar.
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Every topic reflects the questions families and expats most often bring to our advisors.
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Understand how Swiss health insurance works, who must have it, the difference between mandatory and supplementary insurance, and how to choose the right coverage for yourself and your family in Switzerland.

Understand the difference between mandatory Swiss basic health insurance (KVG) and optional supplementary insurance (VVG), what each covers, and how to decide what your family really needs.

Everything expectant parents need to know about baby health insurance in Switzerland, including mandatory insurance, supplementary insurance, legal deadlines and common mistakes.

Everything expat families need to know about Swiss health insurance, schools, permits and family life when moving to Switzerland with children — including deadlines, costs and practical checklists.

A month-by-month insurance timeline for new parents in Switzerland — from pregnancy and hospital choice to newborn enrolment, supplementary cover and family allowances.

From missed deadlines to over-insuring, these are the most common — and most expensive — mistakes people make with Swiss health, life and property insurance. Learn how to avoid each one.
The complete library.

Understand how Swiss health insurance works, who must have it, the difference between mandatory and supplementary insurance, and how to choose the right coverage for yourself and your family in Switzerland.

Understand the difference between mandatory Swiss basic health insurance (KVG) and optional supplementary insurance (VVG), what each covers, and how to decide what your family really needs.

Everything expectant parents need to know about baby health insurance in Switzerland, including mandatory insurance, supplementary insurance, legal deadlines and common mistakes.

Everything expat families need to know about Swiss health insurance, schools, permits and family life when moving to Switzerland with children — including deadlines, costs and practical checklists.

A month-by-month insurance timeline for new parents in Switzerland — from pregnancy and hospital choice to newborn enrolment, supplementary cover and family allowances.

From missed deadlines to over-insuring, these are the most common — and most expensive — mistakes people make with Swiss health, life and property insurance. Learn how to avoid each one.

Basic insurance covers birth at home, in a birth centre and in hospital — but the conditions differ. What is covered, what is not, and how to choose.

Switzerland grants the other parent two weeks of paid leave after a birth — but no general parental leave. Here is what you are entitled to, how much it pays, and how to plan the time around the mother's 14 weeks.

What happens to your AHV/AVS contributions when you move abroad: who keeps a Swiss pension, who can claim a refund, and the steps to take before you go.

A clear English guide to the three pillars of Swiss retirement provision: who is covered by AHV/AVS, how the occupational pension works, what private pillar 3a adds, and the official 2026 figures.

Basic-insurance benefits are identical everywhere, yet premiums can vary by hundreds of francs. This guide explains what actually drives the price — canton, premium region, age class, franchise, model and accident cover — and which of those you can influence.

Swiss basic insurance benefits are fixed by law, so a comparison is really about price, franchise, model, accident cover, service and supplementary insurance. This guide gives you a structured way to place two or more offers side by side and judge them properly.

Swiss health insurance is arranged person by person, not household by household. This guide shows which decisions parents can make jointly, which belong to each family member, and how to structure cover for adults and children without overpaying.

A step-by-step Swiss departure checklist: deregistration, ending KVG health insurance, 2nd pillar and pillar 3a options, AHV, final taxes and private policies.

New to investing in Switzerland? How investing works here, which options beginners meet, and how ETFs, diversification, fees, taxes and Pillar 3a fit together.

When should you save and when should you invest in Switzerland? A practical guide to emergency reserves, time horizons, Pillar 3a, costs, inflation and tax.

Which insurance is mandatory in Switzerland? This guide explains the legal requirements, key deadlines and which common types of cover remain voluntary.

What household contents insurance (Hausratversicherung) actually covers in Switzerland, how it differs from building and personal liability cover, how to set the right sum insured, and when it is compulsory.

What new residents must do about Swiss health insurance: the three-month deadline, retroactive cover, exemptions and how to choose sensibly.

A clear British-English guide to the Standard, Family Doctor, HMO and Telmed models under Swiss KVG — how each works, what they cost and how to choose the right one.

A clear, practical overview of the insurance policies most residents in Switzerland actually need — what is mandatory, what is strongly recommended, and what is truly optional.

The Swiss franchise is the annual amount you pay yourself before basic health insurance (KVG) contributes. Learn how it works, which level to choose and when to change it.

A clear guide to Swiss maternity benefits: the 14-week federal allowance, eligibility, employment protection, the two-week other-parent leave and cantonal top-ups.

How pregnancy care, health insurance, costs, birth options and maternity leave work in Switzerland — a practical English-language guide for residents and expats.

A complete guide to Switzerland's occupational pension system: who is insured, how contributions work, and the retirement, disability and survivor benefits the Second Pillar provides.

A clear Swiss comparison of Pillar 3a and Pillar 3b — tax benefits, flexibility, withdrawal rules and which one fits your situation.

Learn the official 2026 Pillar 3a contribution limits, eligibility rules, tax savings, deadlines and practical strategies to maximise your retirement savings in Switzerland.

A clear, expert English-language guide to Switzerland's 3rd pillar — how Pillar 3a and 3b work, 2025 contribution limits, tax benefits, withdrawal rules and what expats need to know.

A clear, Switzerland-first breakdown of what a birth actually costs — what basic health insurance (KVG) covers in full, what you may still pay out of pocket, and how to plan ahead as a family or expat.

Everything you need to switch Swiss basic health insurance safely: comparison, timing, cancellation letter template and common mistakes to avoid.

Realistic 2026 premiums for adults, young adults and children in Switzerland — plus the levers that reduce cost without cutting coverage.

How the Swiss health insurance deductible (franchise) works — options, coinsurance, deadlines and how to choose the right level for your family.

A step-by-step English guide for families and expats: KVG basics, franchise, insurance models, supplementary cover and the 30 November deadline.

The full Swiss KVG and VVG calendar: 3-month enrolment, 30 November switch, premium-change special termination, franchise and newborn timelines.

Why there is no single 'best' Swiss insurer for expats — and how internationally mobile families should structure basic and supplementary cover.

The most frequent mistakes parents make when arranging Swiss health insurance for a new baby — KVG deadlines, VVG underwriting, deductibles and insurance models — and how to avoid them.

Understand the difference between mandatory KVG basic insurance and optional VVG supplementary insurance for babies in Switzerland, including what each covers, when to apply and how to choose the right cover for your family.
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