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Clear answers about insurance and family life in Switzerland.

Practical, independent guidance for English-speaking families and expats — from health insurance and newborn cover to financial protection and the 3rd pillar.

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How Swiss Health Insurance Works
Health Insurance23 Jul 20264 min read
How Swiss Health Insurance Works

Understand how Swiss health insurance works, who must have it, the difference between mandatory and supplementary insurance, and how to choose the right coverage for yourself and your family in Switzerland.

Basic vs Supplementary Insurance in Switzerland: A Complete Guide
Health Insurance23 Jul 20266 min read
Basic vs Supplementary Insurance in Switzerland: A Complete Guide

Understand the difference between mandatory Swiss basic health insurance (KVG) and optional supplementary insurance (VVG), what each covers, and how to decide what your family really needs.

Baby insurance before birth: What every expectant parent should know in Switzerland
Pregnancy & Family22 Jul 20263 min read
Baby insurance before birth: What every expectant parent should know in Switzerland

Everything expectant parents need to know about baby health insurance in Switzerland, including mandatory insurance, supplementary insurance, legal deadlines and common mistakes.

Moving to Switzerland with Children: A Complete Insurance Guide for Expat Families
Moving to Switzerland21 Aug 20267 min read
Moving to Switzerland with Children: A Complete Insurance Guide for Expat Families

Everything expat families need to know about Swiss health insurance, schools, permits and family life when moving to Switzerland with children — including deadlines, costs and practical checklists.

Insurance Timeline for New Parents in Switzerland: From Pregnancy to Age 3
Pregnancy & Family23 Jul 20265 min read
Insurance Timeline for New Parents in Switzerland: From Pregnancy to Age 3

A month-by-month insurance timeline for new parents in Switzerland — from pregnancy and hospital choice to newborn enrolment, supplementary cover and family allowances.

The Most Common Swiss Insurance Mistakes — and How to Avoid Them
Swiss Insurance Guide22 Jul 20264 min read
The Most Common Swiss Insurance Mistakes — and How to Avoid Them

From missed deadlines to over-insuring, these are the most common — and most expensive — mistakes people make with Swiss health, life and property insurance. Learn how to avoid each one.

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How Swiss Health Insurance Works
Health Insurance23 Jul 20264 min read
How Swiss Health Insurance Works

Understand how Swiss health insurance works, who must have it, the difference between mandatory and supplementary insurance, and how to choose the right coverage for yourself and your family in Switzerland.

Basic vs Supplementary Insurance in Switzerland: A Complete Guide
Health Insurance23 Jul 20266 min read
Basic vs Supplementary Insurance in Switzerland: A Complete Guide

Understand the difference between mandatory Swiss basic health insurance (KVG) and optional supplementary insurance (VVG), what each covers, and how to decide what your family really needs.

Baby insurance before birth: What every expectant parent should know in Switzerland
Pregnancy & Family22 Jul 20263 min read
Baby insurance before birth: What every expectant parent should know in Switzerland

Everything expectant parents need to know about baby health insurance in Switzerland, including mandatory insurance, supplementary insurance, legal deadlines and common mistakes.

Moving to Switzerland with Children: A Complete Insurance Guide for Expat Families
Moving to Switzerland21 Aug 20267 min read
Moving to Switzerland with Children: A Complete Insurance Guide for Expat Families

Everything expat families need to know about Swiss health insurance, schools, permits and family life when moving to Switzerland with children — including deadlines, costs and practical checklists.

Insurance Timeline for New Parents in Switzerland: From Pregnancy to Age 3
Pregnancy & Family23 Jul 20265 min read
Insurance Timeline for New Parents in Switzerland: From Pregnancy to Age 3

A month-by-month insurance timeline for new parents in Switzerland — from pregnancy and hospital choice to newborn enrolment, supplementary cover and family allowances.

The Most Common Swiss Insurance Mistakes — and How to Avoid Them
Swiss Insurance Guide22 Jul 20264 min read
The Most Common Swiss Insurance Mistakes — and How to Avoid Them

From missed deadlines to over-insuring, these are the most common — and most expensive — mistakes people make with Swiss health, life and property insurance. Learn how to avoid each one.

Home Birth vs Hospital Birth in Switzerland
Pregnancy & Family16 Oct 202612 min read
Home Birth vs Hospital Birth in Switzerland

Basic insurance covers birth at home, in a birth centre and in hospital — but the conditions differ. What is covered, what is not, and how to choose.

Paternity Leave and Parental Leave in Switzerland
Pregnancy & Family6 Oct 202611 min read
Paternity Leave and Parental Leave in Switzerland

Switzerland grants the other parent two weeks of paid leave after a birth — but no general parental leave. Here is what you are entitled to, how much it pays, and how to plan the time around the mother's 14 weeks.

What Happens to Your Swiss State Pension (AHV) When You Leave Switzerland?
Leaving Switzerland25 Sept 202610 min read
What Happens to Your Swiss State Pension (AHV) When You Leave Switzerland?

What happens to your AHV/AVS contributions when you move abroad: who keeps a Swiss pension, who can claim a refund, and the steps to take before you go.

The Swiss Pension System Explained: 1st, 2nd and 3rd Pillar
Pensions & Financial Planning14 Sept 202610 min read
The Swiss Pension System Explained: 1st, 2nd and 3rd Pillar

A clear English guide to the three pillars of Swiss retirement provision: who is covered by AHV/AVS, how the occupational pension works, what private pillar 3a adds, and the official 2026 figures.

Why Swiss Health Insurance Premiums Differ by Canton, Age and Model
Health Insurance3 Sept 202613 min read
Why Swiss Health Insurance Premiums Differ by Canton, Age and Model

Basic-insurance benefits are identical everywhere, yet premiums can vary by hundreds of francs. This guide explains what actually drives the price — canton, premium region, age class, franchise, model and accident cover — and which of those you can influence.

How to Compare Health Insurance in Switzerland: What to Check Beyond the Premium
Health Insurance3 Sept 202611 min read
How to Compare Health Insurance in Switzerland: What to Check Beyond the Premium

Swiss basic insurance benefits are fixed by law, so a comparison is really about price, franchise, model, accident cover, service and supplementary insurance. This guide gives you a structured way to place two or more offers side by side and judge them properly.

Health Insurance for Families in Switzerland: A Practical Guide for Parents & Children
Health Insurance3 Sept 202612 min read
Health Insurance for Families in Switzerland: A Practical Guide for Parents & Children

Swiss health insurance is arranged person by person, not household by household. This guide shows which decisions parents can make jointly, which belong to each family member, and how to structure cover for adults and children without overpaying.

Leaving Switzerland: The Complete Checklist for Expats
Leaving Switzerland27 Aug 202613 min read
Leaving Switzerland: The Complete Checklist for Expats

A step-by-step Swiss departure checklist: deregistration, ending KVG health insurance, 2nd pillar and pillar 3a options, AHV, final taxes and private policies.

Investing in Switzerland: A Beginner's Guide
Savings & Investments14 Aug 202615 min read
Investing in Switzerland: A Beginner's Guide

New to investing in Switzerland? How investing works here, which options beginners meet, and how ETFs, diversification, fees, taxes and Pillar 3a fit together.

Saving vs Investing in Switzerland: What to Do With Your Money
Savings & Investments14 Aug 20269 min read
Saving vs Investing in Switzerland: What to Do With Your Money

When should you save and when should you invest in Switzerland? A practical guide to emergency reserves, time horizons, Pillar 3a, costs, inflation and tax.

Which Insurance Is Mandatory in Switzerland?
Swiss Insurance Guide11 Aug 202612 min read
Which Insurance Is Mandatory in Switzerland?

Which insurance is mandatory in Switzerland? This guide explains the legal requirements, key deadlines and which common types of cover remain voluntary.

Household Insurance in Switzerland Explained
Property & Liability6 Aug 202610 min read
Household Insurance in Switzerland Explained

What household contents insurance (Hausratversicherung) actually covers in Switzerland, how it differs from building and personal liability cover, how to set the right sum insured, and when it is compulsory.

Health Insurance After Moving to Switzerland
Moving to Switzerland5 Aug 202613 min read
Health Insurance After Moving to Switzerland

What new residents must do about Swiss health insurance: the three-month deadline, retroactive cover, exemptions and how to choose sensibly.

Family Doctor, HMO or Telmed: Which Swiss Insurance Model Is Right for You?
Health Insurance30 Jul 20269 min read
Family Doctor, HMO or Telmed: Which Swiss Insurance Model Is Right for You?

A clear British-English guide to the Standard, Family Doctor, HMO and Telmed models under Swiss KVG — how each works, what they cost and how to choose the right one.

Which Insurance Is Recommended in Switzerland?
Swiss Insurance Guide29 Jul 20268 min read
Which Insurance Is Recommended in Switzerland?

A clear, practical overview of the insurance policies most residents in Switzerland actually need — what is mandatory, what is strongly recommended, and what is truly optional.

What Is the Swiss Franchise? A Clear Guide for Residents
Health Insurance28 Jul 20268 min read
What Is the Swiss Franchise? A Clear Guide for Residents

The Swiss franchise is the annual amount you pay yourself before basic health insurance (KVG) contributes. Learn how it works, which level to choose and when to change it.

Maternity Leave and Benefits in Switzerland
Pregnancy & Family28 Jul 202614 min read
Maternity Leave and Benefits in Switzerland

A clear guide to Swiss maternity benefits: the 14-week federal allowance, eligibility, employment protection, the two-week other-parent leave and cantonal top-ups.

Pregnancy in Switzerland: Healthcare & Birth Guide
Pregnancy & Family26 Jul 202612 min read
Pregnancy in Switzerland: Healthcare & Birth Guide

How pregnancy care, health insurance, costs, birth options and maternity leave work in Switzerland — a practical English-language guide for residents and expats.

What Is the Swiss Second Pillar (BVG/LPP)?
Pensions & Financial Planning26 Jul 202614 min read
What Is the Swiss Second Pillar (BVG/LPP)?

A complete guide to Switzerland's occupational pension system: who is insured, how contributions work, and the retirement, disability and survivor benefits the Second Pillar provides.

Pillar 3a vs Pillar 3b Explained: Key Differences, Tax Benefits & Which Is Right for You
Pensions & Financial Planning25 Jul 202610 min read
Pillar 3a vs Pillar 3b Explained: Key Differences, Tax Benefits & Which Is Right for You

A clear Swiss comparison of Pillar 3a and Pillar 3b — tax benefits, flexibility, withdrawal rules and which one fits your situation.

Pillar 3a Maximum 2026: Official Contribution Limits and Tax Savings
Pensions & Financial Planning25 Jul 202610 min read
Pillar 3a Maximum 2026: Official Contribution Limits and Tax Savings

Learn the official 2026 Pillar 3a contribution limits, eligibility rules, tax savings, deadlines and practical strategies to maximise your retirement savings in Switzerland.

The Swiss 3rd Pillar Explained: Pillar 3a, Tax Benefits and How It Works
Pensions & Financial Planning24 Jul 20268 min read
The Swiss 3rd Pillar Explained: Pillar 3a, Tax Benefits and How It Works

A clear, expert English-language guide to Switzerland's 3rd pillar — how Pillar 3a and 3b work, 2025 contribution limits, tax benefits, withdrawal rules and what expats need to know.

How Much Does It Cost to Have a Baby in Switzerland?
Pregnancy & Family24 Jul 20269 min read
How Much Does It Cost to Have a Baby in Switzerland?

A clear, Switzerland-first breakdown of what a birth actually costs — what basic health insurance (KVG) covers in full, what you may still pay out of pocket, and how to plan ahead as a family or expat.

How to Switch Health Insurance in Switzerland: Step-by-Step Guide
Health Insurance24 Jul 20265 min read
How to Switch Health Insurance in Switzerland: Step-by-Step Guide

Everything you need to switch Swiss basic health insurance safely: comparison, timing, cancellation letter template and common mistakes to avoid.

Health Insurance Costs in Switzerland: What Families Really Pay
Health Insurance23 Jul 20265 min read
Health Insurance Costs in Switzerland: What Families Really Pay

Realistic 2026 premiums for adults, young adults and children in Switzerland — plus the levers that reduce cost without cutting coverage.

Swiss Deductible Explained: How the Franchise Works in 2026
Health Insurance23 Jul 20268 min read
Swiss Deductible Explained: How the Franchise Works in 2026

How the Swiss health insurance deductible (franchise) works — options, coinsurance, deadlines and how to choose the right level for your family.

How to Choose Health Insurance in Switzerland
Health Insurance23 Jul 20265 min read
How to Choose Health Insurance in Switzerland

A step-by-step English guide for families and expats: KVG basics, franchise, insurance models, supplementary cover and the 30 November deadline.

Swiss Health Insurance Deadlines Every Family Should Know
Health Insurance23 Jul 20265 min read
Swiss Health Insurance Deadlines Every Family Should Know

The full Swiss KVG and VVG calendar: 3-month enrolment, 30 November switch, premium-change special termination, franchise and newborn timelines.

Best Health Insurance for Expats in Switzerland: How to Choose Well
Moving to Switzerland23 Jul 20266 min read
Best Health Insurance for Expats in Switzerland: How to Choose Well

Why there is no single 'best' Swiss insurer for expats — and how internationally mobile families should structure basic and supplementary cover.

Common Mistakes Parents Make When Choosing Baby Insurance in Switzerland
Pregnancy & Family22 Jul 202610 min read
Common Mistakes Parents Make When Choosing Baby Insurance in Switzerland

The most frequent mistakes parents make when arranging Swiss health insurance for a new baby — KVG deadlines, VVG underwriting, deductibles and insurance models — and how to avoid them.

Mandatory vs Supplementary Health Insurance for Babies in Switzerland
Pregnancy & Family22 Jul 20268 min read
Mandatory vs Supplementary Health Insurance for Babies in Switzerland

Understand the difference between mandatory KVG basic insurance and optional VVG supplementary insurance for babies in Switzerland, including what each covers, when to apply and how to choose the right cover for your family.

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