Clear answers about insurance and family life in Switzerland.
Practical, independent guidance for English-speaking families and expats — from health insurance and newborn cover to financial protection and the 3rd pillar.
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Every topic reflects the questions families and expats most often bring to our advisors.
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Understand how Swiss health insurance works, who must have it, the difference between mandatory and supplementary insurance, and how to choose the right coverage for yourself and your family in Switzerland.
Understand the difference between mandatory Swiss basic health insurance (KVG) and optional supplementary insurance (VVG), what each covers, and how to decide what your family really needs.
Everything expectant parents need to know about baby health insurance in Switzerland, including mandatory insurance, supplementary insurance, legal deadlines and common mistakes.
Everything expat families need to know about Swiss health insurance, schools, permits and family life when moving to Switzerland with children — including deadlines, costs and practical checklists.
A month-by-month insurance timeline for new parents in Switzerland — from pregnancy and hospital choice to newborn enrolment, supplementary cover and family allowances.
From missed deadlines to over-insuring, these are the most common — and most expensive — mistakes people make with Swiss health, life and property insurance. Learn how to avoid each one.
The complete library.
Understand how Swiss health insurance works, who must have it, the difference between mandatory and supplementary insurance, and how to choose the right coverage for yourself and your family in Switzerland.
Understand the difference between mandatory Swiss basic health insurance (KVG) and optional supplementary insurance (VVG), what each covers, and how to decide what your family really needs.
Everything expectant parents need to know about baby health insurance in Switzerland, including mandatory insurance, supplementary insurance, legal deadlines and common mistakes.
Everything expat families need to know about Swiss health insurance, schools, permits and family life when moving to Switzerland with children — including deadlines, costs and practical checklists.
A month-by-month insurance timeline for new parents in Switzerland — from pregnancy and hospital choice to newborn enrolment, supplementary cover and family allowances.
From missed deadlines to over-insuring, these are the most common — and most expensive — mistakes people make with Swiss health, life and property insurance. Learn how to avoid each one.
The Swiss franchise is the annual amount you pay yourself before basic health insurance (KVG) contributes. Learn how it works, which level to choose and when to change it.
A clear guide to Swiss maternity benefits: the 14-week federal allowance, eligibility, employment protection, the two-week other-parent leave and cantonal top-ups.
How pregnancy care, health insurance, costs, birth options and maternity leave work in Switzerland — a practical English-language guide for residents and expats.
A complete guide to Switzerland's occupational pension system: who is insured, how contributions work, and the retirement, disability and survivor benefits the Second Pillar provides.
A clear Swiss comparison of Pillar 3a and Pillar 3b — tax benefits, flexibility, withdrawal rules and which one fits your situation.
Learn the official 2026 Pillar 3a contribution limits, eligibility rules, tax savings, deadlines and practical strategies to maximise your retirement savings in Switzerland.
A clear, expert English-language guide to Switzerland's 3rd pillar — how Pillar 3a and 3b work, 2025 contribution limits, tax benefits, withdrawal rules and what expats need to know.
A clear, Switzerland-first breakdown of what a birth actually costs — what basic health insurance (KVG) covers in full, what you may still pay out of pocket, and how to plan ahead as a family or expat.
Everything you need to switch Swiss basic health insurance safely: comparison, timing, cancellation letter template and common mistakes to avoid.
Realistic 2026 premiums for adults, young adults and children in Switzerland — plus the levers that reduce cost without cutting coverage.
How the Swiss health insurance deductible (franchise) works — options, coinsurance, deadlines and how to choose the right level for your family.
A step-by-step English guide for families and expats: KVG basics, franchise, insurance models, supplementary cover and the 30 November deadline.
The full Swiss KVG and VVG calendar: 3-month enrolment, 30 November switch, premium-change special termination, franchise and newborn timelines.
Why there is no single 'best' Swiss insurer for expats — and how internationally mobile families should structure basic and supplementary cover.
The most frequent mistakes parents make when arranging Swiss health insurance for a new baby — KVG deadlines, VVG underwriting, deductibles and insurance models — and how to avoid them.
Understand the difference between mandatory KVG basic insurance and optional VVG supplementary insurance for babies in Switzerland, including what each covers, when to apply and how to choose the right cover for your family.
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